How It Works
Get VURV
Simple, Transparent Healthcare Benefits for the PHISH Community
In partnership with PHEMA, PHISH and the WaterWheel Foundation, VURV Health is offering transparent healthcare services with $0 co-pays for Virtual Primary Care, Mental Health, and 24/7 Telehealth.
VURV Health Membership Benefits
$0 Virtual Care
Enjoy $0 co-pays for Virtual Primary Care, Mental Health, and 24/7 Telehealth visits. Connect with board-certified providers from the comfort of your home without worrying about additional costs.
Transparent Medical
View real-time costs for medical services before scheduling and buying direct. Our transparent pricing model eliminates surprise bills with our members saving an average of 50% on procedures.
Same-Day Appointments
Skip the wait for healthcare. VURV members can schedule same-day virtual appointments, our telehealth average wait time is currently 6 minutes or less and primary care is 48 hours.
Discounted Services
Access significant savings on dental, vision, alternative health, and medical. Members typically save 10-50% compared to standard rates for these essential services.
Prescription Savings
Get $0 Rx for hundreds of common prescriptions. Save up to 80% on thousands of other medications at over 60,000 pharmacies nationwide, including major chains and local options.
Family Coverage
Add up to 4 more family members to your plan. Your entire household can enjoy the same great benefits and savings with simple, affordable monthly pricing.

Your VURV Health membership is designed to simplify your healthcare while reducing costs. With no deductibles, no claims to file, and no network restrictions, you can focus on your health without the typical insurance headaches.
Is VURV Health Right for You?
VURV Health is designed for generally healthy individuals seeking affordable healthcare options, especially those without insurance, but is not intended for those with serious medical conditions.
1
Uninsured
If you don't have any health insurance, VURV Health provides access to affordable care across multiple specialties.
2
High-Deductible Plans or Co-Pays
If you have a High-Deductible Health Plan (HDHP) that you don't reach in the calendar year, most of your costs are out of pocket, VURV helps you save.
3
Limited Coverage
When your existing insurer does not provide the services you need such as mental health, dental or vision, VURV Health can fill those gaps
4
Not for Serious Conditions
VURV Health is not suitable for those with serious ongoing medical conditions or needing catastrophic coverage.
VURV Health and Traditional Health Insurance
With Insurance
VURV Health complements existing insurance, especially for those with high deductibles or co-pays. Save money with $0 co-pay services.
If you already have insurance, VURV Health provides additional value by filling coverage gaps and reducing out-of-pocket expenses. Use VURV's transparent pricing to compare costs against your insurance coverage and choose the most affordable option for each service.
Many members with insurance save thousands annually by using VURV for routine care, lab work, and imaging services while keeping their traditional insurance for emergencies or major medical events.
Without Insurance
Perfect for those without insurance. Access affordable healthcare services and transparent pricing without insurance.
VURV Health provides predictable monthly membership fees and deeply discounted healthcare services. Enjoy peace of mind knowing exactly what you'll pay before receiving care.
Our members without insurance benefit from negotiated rates typically only available to major companies, accessing quality care at fair prices without worrying about network restrictions or surprise billing.
Compare VURV Health Monthly Costs
The comparison table below shows what you would pay if you were to buy every service separately direct from all companies vs VURV Health's complete bundled rate.
VURV Health Members save $479/month or $5,748 annually
Compare Membership Plans
All plans have full access to all VURV Health services via our simple mobile app, choose from individual or family memberships below:
Individual Memberships
3 months
Annual - SAVE 20%
$49/month
Billed at $147 every 3 months
$39/month
Billed at $468 annually
Family Memberships
Join our family membership for maximum savings! Include up to 5 family members for one affordable monthly rate.
3 months
Annual - Save $120
$65/month*
*equivalent to $13 per person for a family of 5
Billed at $195 every 3 months
$55/month*
*equivalent to $11 per person for a family of 5
Billed at $660 annually

Join anytime, use immediately. Use with or without Insurance. Available Nationwide except UT/WA/VT.
Our Coverage
47 States
Nationwide coverage across America. Quality care whether you're in a city or rural area. Not available in UT, WA, VT.
300,000+ Providers
Access our extensive network of healthcare professionals. From specialists to primary care providers.
65,000 Pharmacies
Save at major chains and local pharmacies nationwide. Get medications at up to 100% discounted rates.
Still not convinced? Download the app and try it for free today:
No credit card required.
Frequently Asked Questions
What does $0 Mental Health co-pay cover?
Our Mental Health Therapy service covers therapy and counseling for common mental health conditions, such as depression, stress and anxiety. We have a 96% success rate in helping members with issues within just 8 sessions. You will pay $0 per session for this treatment.
We do not currently offer Psychiatry or prescription-based treatment within our Mental Health service.
Is VURV Health available everywhere?
VURV Health is available in all states except WA, UT, and VT.
Do I need insurance to use VURV Health?
No, VURV Health works great whether you have insurance or not.
Do you have healthcare providers near me?
We have providers nationwide across 47 states (Not available for WA, UT and VT). Over 300,000 health care providers and 65,000 pharmacies make up our network. You can also download the app and try VURV Health for free to search for providers in your area before you join.
VURV is NOT insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. VURV is not a Discount Medical Plan Organization (DMPO). VURV provides a technology which aggregates third-party medical and health networks and facilitates discounts only at the offices of pharmacy, dental, vision and alternative health care providers contracted with VURV’s partner medical and health networks. Paid Members are entitled to receive a partial reimbursement of membership fees, less an Administration and Platform Fee if membership is canceled within the first 7 days after the effective date provided there has been no undertaking of a Virtual Primary Care, Telehealth or Mental Health visit, and is required to follow the cancellation steps provided in our Terms and Conditions. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, 800-800-7616. Please review our Terms and Conditions in full. VURV is not available in UT, VT, & WA and any jurisdiction where our services and/or Terms and Conditions are prohibited by law.
The Transparent Healthcare Company
Copyright © 2025 VURV Inc. | Healthcare technology designed in California.