How It Works
Get VURV
Complete Healthcare Benefits - From Just $39/Month
Access Virtual Primary Care, Urgent Care, and Mental Health services with zero copays through VURV's Discount Medical Benefits.
The Real Cost Challenge
Businesses face three critical healthcare challenges: unsustainable premium costs, overwhelming administrative tasks, and disruptive system integration requirements.
Budget Constraints
Healthcare costs are becoming prohibitive for small and mid-sized businesses, with consistent annual increases forcing difficult choices between reducing coverage and increasing employee contributions. Many companies struggle to maintain quality benefits while protecting their bottom line.
Administrative Burden
Changing health plans creates significant administrative challenges, from complex payroll integrations to eligibility management. HR teams dedicate substantial time to managing healthcare tasks, with plan changes significantly increasing this workload.
Integration Challenges
Healthcare benefit changes require updating multiple systems including payroll, HRIS, and compliance tools. The implementation process disrupts operations and strains resources, often taking months to fully complete.
These interconnected challenges create a cycle of rising costs and declining value that affects both employers and employees. A more sustainable approach to healthcare benefits is essential for breaking this cycle.
The Avoidance Problem
When healthcare costs are too high, employees avoid using their benefits—creating a cycle that wastes employer investment and compromises employee health.
Expensive Benefits Go Unused
High deductibles and co-pays result in underutilized benefits, despite significant employer investment in comprehensive healthcare plans.
Healthcare Deferral
Employees postpone medical care due to costs, allowing minor health issues to develop into major problems requiring extended absences.
Preventive Care Neglect
Skipping routine check-ups leads to more serious conditions that could have been prevented, creating a cycle of declining health and rising costs.
Mental Health Impact
Financial anxiety about healthcare costs creates additional stress, affecting both work performance and overall well-being.
Value Loss
The result is a lose-lose situation: employers pay for unused benefits while employees sacrifice health to avoid costs.
Part-time Workers Deserve Better
Despite their vital role in today's workforce, part-time workers and contractors face significant benefit disparities that hurt both employee wellbeing and business success.
Part-time employees and contractors represent a growing segment of modern organizations, yet they rarely receive benefits comparable to full-time staff.

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The "B-List" Effect
Independent contractors and part-time workers lack equal benefits access.

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Valuable Contributors
These team members deliver essential value despite part-time status.

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Retention Challenge
Limited health benefits make it harder to retain quality part-time talent.
This benefits gap forces many part-time employees to work multiple jobs while still lacking healthcare coverage. The resulting turnover and reduced engagement often costs employers more than providing meaningful benefits would.
Offering comprehensive benefits to all workers, regardless of hours worked, isn't just ethical - it's a competitive advantage in today's labor market.
The High-Deductible Reality
While employees pay substantial monthly premiums for traditional health plans, high deductibles often prevent them from accessing care. VURV eliminates deductibles entirely, making healthcare immediately accessible and more affordable.
High-deductible health insurance creates a painful paradox: employees pay significant monthly premiums for coverage they often can't afford to use, forcing many to postpone essential medical care.
The Problem
80% Never Meet Deductible
80% of employees pay thousands in premiums for insurance coverage they rarely get to fully utilize, due to high annual deductibles that reset each year.
The VURV Solution
Cut out the Middleman
VURV members save significantly by going direct, eliminating high deductibles and reducing out-of-pocket expenses for routine and preventive care.
Savings with VURV
$6,924 Annual Savings
$577 Monthly Savings
These are the average annual and monthly savings for employees using VURV bundled benefits benefits compared to buying all services individually.
These numbers demonstrate the fundamental flaw in traditional high-deductible plans. By eliminating deductibles entirely, VURV ensures employees can access care immediately without financial barriers, allowing them to focus on health rather than costs.
The VURV Solution
VURV delivers premium healthcare benefits to small and mid-sized businesses at reduced costs, combining transparent pricing with unlimited virtual care access.

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Corporate-Level Benefits
Enterprise healthcare advantages at SMB prices

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All-in-One Package
Comprehensive healthcare services without traditional insurance complexity

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Transparent Pricing
Clear, upfront costs with no surprises

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$0 Co-Pays
Unlimited virtual care with zero out-of-pocket costs
VURV's technology platform brings premium healthcare benefits within reach for small and mid-sized businesses. By eliminating complex insurance structures and high premiums, we deliver a straightforward, comprehensive healthcare package at significantly reduced costs. Our solution bundles essential services - from primary care to specialized treatments - with transparent pricing and zero-cost virtual care, enabling small businesses to offer their employees the same quality healthcare benefits as large corporations, without the enterprise-level complexity or expense.
One App, Complete Access
Healthcare should be simple. Our digital platform puts complete healthcare management at your employees' fingertips.
Single Login
Access everything through one secure app - virtual care, appointments, benefits, claims, and spending tracking. No more juggling multiple platforms.
9,600+ Providers
Search nationwide for any medical procedure with live pricing data. Our network includes primary care, specialists, urgent care, hospitals, and labs - each with credentials, reviews, and exact costs.
Save Up to 50%
Compare upfront prices across local providers. Our transparency tools show real-time costs alongside quality ratings, helping members save 30-50% on healthcare expenses.
VURV combines provider access, transparent pricing, and intuitive technology to help employees make smarter healthcare decisions while reducing costs.
Designed for Today's Workforce
Tax-Advantaged Plan Compatibility
VURV is fully FSA/HSA qualified and integrates with Section 125 Cafeteria, ICHRA, MEC, MVP and other tax-advantaged plans. With no minimum requirements, you can scale your coverage while working with your existing broker to create customized, cost-effective solutions.
Adaptable to Businesses of All Sizes
Our platform adapts to businesses of all sizes, seamlessly integrating with your current benefits structure. Working alongside your benefits broker, we leverage our extensive network to design optimal coverage that fits both your budget and your employees' needs.
Benefits for Everyone
The result? Better healthcare options for employees without cost barriers, and reduced administrative burden with predictable expenses for employers.
Ready to Get Started? Schedule a Call
If you are a broker or employer and would like to discuss your healthcare benefit needs directly with us, please schedule a callback below:
VURV is NOT insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. VURV is not a Discount Medical Plan Organization (DMPO). VURV provides a technology which aggregates third-party medical and health networks and facilitates discounts only at the offices of pharmacy, dental, vision and alternative health care providers contracted with VURV’s partner medical and health networks. Paid Members are entitled to receive a partial reimbursement of membership fees, less an Administration and Platform Fee if membership is canceled within the first 7 days after the effective date provided there has been no undertaking of a Virtual Primary Care, Telehealth or Mental Health visit, and is required to follow the cancellation steps provided in our Terms and Conditions. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, 800-800-7616. Please review our Terms and Conditions in full. VURV is not available in UT, VT, & WA and any jurisdiction where our services and/or Terms and Conditions are prohibited by law.
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Copyright © 2025 VURV Inc. | Healthcare technology designed in California.